The thing about insurance is that you never need it, until you suddenly do…

Volunteers have previously needed travel insurance for many reasons:

Family recall (someone at home died)

Coverage of medical bill after a traffic accident

Lost/stolen baggage in the airport

Prolonged sickness preventing participation in scuba diving

Marine Conservation Philippines presently recommend Diver’s Alert Network as your travel insurance for volunteering, as it’s easy and fast to signup online, they will cover you no matter where you are from, and it’s typically more affordable than other policies with broadly similar coverage.

In any given accident, how much help you can get from your insurance company depends. Like all other insurance companies, DAN does not cover any and all claims. You need to read the policy and decide if you are happy with the coverage. And yes, we know! Policies are awfully long, and written in a way that will make anyone but a lawyer fall asleep.

If you don’t want to read it, fine, go on, gamble a bit. But don’t blame us if you have subsequent disappointment. Our recommendation is just that. A recommendation.  You have to make your own choices, and take ownership of those choices.